Loans

Program is a loan.

The Farm Service Agency (FSA) developed the Microloan (ML) program to better serve the unique financial operating needs of beginning, niche and the smallest of family farm operations by modifying its Operating Loan (OL) application, eligibility and security requirements.

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"The Maine Organic Farmers and Gardeners Association's Organic Farmer Loan Fund is intended particularly to help organic farmers working on establishing a credit history for their farms.

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The Wisconsim Housing and Economic Development Authority Farm Asset Reinvestment Management guarantee (FARM) is a loan guarantee for agricultural producers who want to start, expand or modernize their operations.

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"Viva Farms helps new farmers get started. Our farm incubator provides: Land, equipment and infrastructure, Education, training and technical assistance (bilingual- Eng/Esp), marketing and distribution support, and start-up loans.

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Rural Business Energy Efficiency Improvement Loan Fund (RBEEIL) offers low-interest "micro" loans for energy efficiency projects undertaken by food and fiber producers and processors implementing the recommendations of a third-party energy auditor.The minimum loan amount is $2,500 and the maximum loan amount is $30,000.

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Forestry Equipment and Working Capital Loan (FEWCL) offers low-interest  loans to Maryland's forest products businesses with respect to working capital and equipment purchases. The maximum loan amount is $150,000.

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The Maryland Rural Business Equipment and Working Capital Fund Loan (RBWCL) will offer low-interest loans to established Ag/RB-industry firms and producers for working capital and equipment purchases.

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"The purpose of the Intermediary Relending Program (IRP) is to alleviate poverty and increase economic activity and employment in rural communities. Under the IRP program, loans are provided to local organizations (intermediaries) for the establishment of revolving loan funds.

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"The purpose of the Rural Microentrepreneur Assistance Program (RMAP) program is to support the development and ongoing success of rural microentrepreneurs and microenterprises.

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"Farm Credit institutions are leading providers of credit to young, beginning and small farmers and ranchers.

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