Using Credit

Learn what it takes to qualify for a loan and find lending programs

A Producer’s Guide to Basic Farm Lending

Understanding basic farm financial terms and concepts, how lender risks and bank covenants impact you, utilizing TOW strategies for better decision making, Assessing you credit worthiness, creating stronger financial partnerships, steps for a winning farm strategy

Sponsoring Organization:
Institute for Rural America

How to Finance a Small Farm

http://sfp.ucdavis.edu/pubs/Family_Farm_Series/Farmmanage/finance/

Mainly focused on agricultural loans, this publication reviews how an agricultural business plan, along with several other documents, can serve as an explanation of borrowing needs and repayment ability. The most important thing to remember is that the lender wants assurance that the borrower can repay the loan.

Sponsoring Organization:
California Cooperative Extension
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